Funding Assist

Property Buying Cost Calculator

Understanding Property Buying Costs

Property price
Begin by setting a realistic budget. Research the market to understand pricing trends in your preferred areas.
Stamp duty
Use an online stamp duty calculator specific to Victoria to estimate this cost based on your property's price.
Legal fees
Obtain quotes from several conveyancers or legal firms. Compare their services and costs to find the best fit for your needs.
Inspection costs
Schedule and budget for essential property inspections. Don't skip this step, as it can save you from future costly repairs.
Mortgage fees
Research different mortgage options and speak to financial advisors to understand all associated fees.
Ongoing ownership costs
Create a yearly budget for ongoing expenses like insurance, council rates, and maintenance.

Steps to Calculate Property Buying Costs

1. Determine Your Budget

Start with a clear understanding of your financial limits.

2. Use Stamp Duty Calculators

Access online tools to estimate stamp duty costs.

3. Get Legal Fee Quotes

 Contact legal professionals for a precise cost outline.

4. Plan for Inspections

Allocate funds for necessary property inspections.

5. Explore Mortgage Options

Discuss with us to find the most cost-effective mortgage.

6. Budget for Ongoing Expenses

Estimate and plan for regular ownership costs.

How Funding Assist Can Help

If you’re planning to buy property in Melbourne and are worried about the costs, Funding Assist is here to help. We provide personalized financial solutions and tailored advice for your property purchase and financing. Our team will guide you through all the costs involved, like stamp duty and legal fees, helping you understand and plan for each. We also offer mortgage assistance, where we don’t just find a mortgage for you but negotiate the best deal, considering all fees and rates. With Funding Assist, you get more than a service; you gain a partner who supports you at every step of your property-buying journey.

Our Client Reviews

Renee Lesa
★★★★★
Being a first home buyer can be stressful. Harmeet, took all that stress away by guiding us through every step of the way. She made both me and my partner feel so comfortable, and really made us understand everything we were signing and getting ourselves into throughout the whole process. Harmeet helped Me and my partner achieve one of our long term goals! Could not be any happier. I would definitely recommend Harmeet, she's a top notch broker.
Pridula Mudela
★★★★★
Dealing with Harmeet and Simar has been an absolute delight. As someone who has worked with mortgage consultants in the past, I can say with confidence that their service is unparalleled. They handled everything from the start of our engagement to the settlement, and I never had to follow up for updates. They made the entire process look effortless, and I am definitely coming back for their outstanding service.
Stephen Charles
★★★★★
I and my wife were introduced to Funding assist by a friend and when we called to inquire, we were able to find the help we were looking for. Harmeet started helping us with the process. We discovered that Harmeet was professional, friendly, supportive and hard working.Through her experience and expertise, our application was approved in a short period of time than we expected.We strongly recommend that if you are looking for someone to make you happy in the process, this is the right person. She never gives up until she brings a smile on your face.Thank you
Christine Lamwaka
★★★★★
Harmeet has been very helpful from the start to the finishing line. It was my first time experience as this is my first home. My instinct made me trust her from the beginning. She was very professional, loving and responsive in all her dealings with me. Harmeet offered me all available options. At-large the whole team were very helpful and they understands people's circumstances are different and they tailored their services to individual's circumstance. Big thank you to Simar Singh too my initial contact. Well done Harmeet.
Jennifer M
★★★★★
There's not enough stars to give Harmeet and her team of superstars! Exceptional service, fabulous result! Harmeet provided a solution that enabled us to transition our home into an investment property (with our bank's proposal we needed to sell) and buy our new home without a bridging loan. All this within an impossibly tight timeline (at every turn we were told what we were attempting time wise couldn't be done). Harmeet worked tirelessly to get us across the line, and all with a fabulous smile! The long term benefits of keeping our other home will be reaped for years to come. Hugely happy and would highly recommend (though go early in the process not somewhere near the end like we did). Truly outstanding service. Thank you!
Vennela Thottempudi
★★★★★
We met Harmeet when we were In desperate need of a good broker, and she definitely proved to be the best. The whole process of buying a home can sometimes be a daunting task, but she always made sure that we are happy, aware of complete details and made sure everything went smooth. I highly recommend her to anyone who is looking for their first home.Once again, Thank you so much Harmeet and team for making our dream come true.
Paul Sabato
★★★★★
Harmeet at Funding Assist has been an incredible help with mortgage queries and refinancing. I can always count on Harmeet to find me the best deal and to help save me money.I've been a customer of Funding Assist for a couple of years and throughout this time have refinanced as well as purchased a property. If you are looking for the service of a person who:- Is understandingHas a good attention to detail (Harmeet has even spotted errors the bank has made)Is quick to respond- Is hard working- Is knowledgeableIs able to give great adviceI recommend you get in touch with Harmeet. I will definitely be contacting her next time I need to refinance or take out a new loan.